While many people think of donating to established charitable organizations around Christmastime (or around the end of the tax year), other people like to make it more personal. But this is easier said than done. We all know what we would like or need for Christmas, but what about an entirely different family in an entirely different situation? Here are a few things to keep in mind, if your kind heart is leading you to help out a local family in need.
1. Beggars can't be choosers -- and that stinks. Gift cards or cash may seem like a dull and impersonal gift to you, but the gift of choice is a big deal to someone who rarely gets to shop for whatever they want. If you really want...READ MORE